Investments · 2 min read

Shares and mutual funds need their own tax check.

Your asset type and transaction dates matter as much as the gain.

Educational guide · Updated 19 September 2026 · FY 2025–26 / AY 2026–27

The quick answer

Capital gains are not all taxed like salary. Asset type, purchase and sale dates, holding period and applicable rules determine the treatment.

Prepare a transaction summary

  • Collect purchase costs, sale proceeds, dates and transaction charges.
  • Separate asset types and short-term from long-term transactions.
  • Reconcile the broker or fund statement with your own records.
  • Identify losses and any proposed exemption claims for review.

Why the salary calculator excludes gains

Special-rate income and rebate interactions can change the result. Use a separate capital-gains computation before estimating your total tax; do not simply add all gains to gross salary.

Sources & further reading

General educational information, not an individual tax opinion. Facts and filing-year rules determine your treatment; confirm current requirements before acting.

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